德国强制保险车辆不上保险不允许上路。保险分为15个档次或等级。凡是首次参加车辆保险,驾车者的档次或等级一般处在中间位置,即第7档。如果一年之内没有出任何交通事故,即将档次下调一级。换句话说,驾车者可以少交一点保险费了。反之,每出一次交通事故,驾车者的保险档次就上升一级,要交纳更多的保险 Germany compulsory insurance vehicles are not allowed on the road insurance. Insurance is divided into 15 grades or grades. For the first time to participate in vehicle insurance, the driver’s grade or rank generally in the middle position, that is, seventh gear. If there is no traffic accident within a year, the grade will be lowered one level. In other words, the driver can pay less for the premium. On the contrary, every time a traffic accident, the driver’s insurance grade on the rise, to pay more insurance