财务管理在现代企业管理占据着核心地位。基于此,本文首先分析了财务管理在企业管理中的资金运作、生产经营耗费的控制、市场营销和企业组织扩大再生产等方面的作用;然后分析目前中小企业财务管理的现状即存在投资能力较弱且缺乏科学性,融资困难,资金严重不足等的问题;最后,提出加强财会队伍建设,提高财务人员的地位,提高全员素质等解决中小企业财务管理所面临的问题的对策。 Financial management occupies a central place in modern business management. Based on this, this paper first analyzes the role of financial management in capital management, control of production and operation costs, marketing and the expansion of reproduction of enterprise organizations. Secondly, it analyzes the current situation of SMEs’ financial management that there is weak investment ability And lack of scientific, financing difficulties, serious lack of funds and other issues; Finally, proposed to strengthen the accounting team to improve the status of financial staff, improve the quality of all staff to solve the problems facing the financial management of SMEs countermeasures.