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近年来,城市商业银行积极推行跨区域经营战略,由传统的两级管理体制,逐渐演变成为总分行制的三级管理模式。管理模式的改变,对城商行服务中小企业的市场定位形成了不同程度的冲击,有关各方应重视由此带来的中小企业融资弱化的问题。
In recent years, city commercial banks actively promote cross-regional business strategy, evolving from the traditional two-level management system to a three-level management mode of the head office. The change of management mode has impacted the city commercial banks’ market positioning in serving SMEs in varying degrees. All parties concerned should attach importance to the resulting weakening of SME financing.