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日本的小企业首先凭借自身的努力,使产品和服务具有很高的竞争能力。小企业与国家、集体和个体金融组织,在互惠的基础上开展业务活动。在日本,实行小企业的专项预算拨款。在一些省和部门的预算中,设有包括每年拨给小企业基金预算的科目。1989年财政年度拨出支援小企业的资金,约占预算开支的0.3%。这些资金的大部分作为存入国家金融公司、小企业资助公司、小企业贷款保险公司和其他组织的款项来加以使用。资金从这些机构中流入专业化的商业金融组织——银行、投资、保险和其他公司。它们的资金形
Japan’s small companies first rely on their own efforts to make products and services highly competitive. Small businesses and national, collective and individual financial organizations conduct business activities on the basis of mutual benefit. In Japan, special budget allocations for small businesses are implemented. In some provinces and departmental budgets, there are subjects that include the funds allocated to the small enterprise fund each year. In the 1989 fiscal year, funds allocated to support small businesses accounted for about 0.3% of the budget. Most of these funds are used as funds deposited with national financial companies, small enterprise funding companies, small business loan insurance companies, and other organizations. Funds flow from these institutions into specialized commercial finance organizations - banks, investment, insurance and other companies. Their funding shape