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小户联保贷款是指在同一社区或同一经营场所内，由多个商户采取自愿入股，共同组成独立的经济联保组织，对入股成员进行贷款担保并承担法律、经济责任的一种信用互助形式。联保组织的成员可优先享受在信用社贷款的权利和承担偿还自己及其他成员贷款的义务。 小户联保贷款的目的
Small joint secured loans refers to the same community or in the same premises, by a number of businesses to take a voluntary stake, together form an independent economic UNPROFOR, the members of the loan guarantee and bear the legal and economic responsibility of a credit cooperative form. Members of UNPROFOR enjoy preferential treatment of the rights of credit unions and their obligation to repay loans to themselves and other members. The purpose of the small joint security loans