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近期出台了“征收存款利息税”的利好题材,但市场对此没有做出积极响应,这反映出市道特征有所走弱的一面。不过,该消息应当属于一种中长期的利好措施,因为主管部门已经明确指出:个人股票帐户利息和股票转让所得不征税。这样的话,如果居民进行活期存款,存在银行要收20％的利息税,而存在证券公司的股票帐户里,也是拿到银行的活期利息,但却不收税。当然,股票帐户不能存定期存款,银行定期存款的利息还会高于股票帐户的活期利息。不过,如果居民把钱存到股票帐户里专门进行申购新股,据统计年收益率应当达到20％左右,这个收益将会大大超过银行存款的利息。由此分析,如果股票市场的行情能够有所好转,并在居民中间形成一种赚钱示范效应之后,从中长期的角度分析,应当有助于引导储蓄资金向证券市场等领域分流。另外,市
Recently, a favorable theme of “levying deposit interest tax” was introduced, but the market did not respond positively to this, reflecting the weakening of the market characteristics. However, the news should belong to a kind of medium and long-term positive measures, because authorities have made it clear that: individual stock account interest and stock transfer income is not taxed. In this case, if a resident makes a current deposit, the bank will have to pay a 20% interest tax, while in a securities company’s stock account, it will also obtain the bank’s current interest but will not collect the tax. Of course, the stock account can not be deposited on time deposits, bank time deposits interest will be higher than current interest in stock accounts. However, if residents deposit their money in stock accounts to buy new shares, the annual rate of return should reach about 20%, which will greatly exceed the interest of bank deposits. From this analysis, if stock market quotations can be improved and a profit-making demonstration effect is formed among residents, the analysis from a medium to long-term perspective should help guide the diversion of savings funds to other fields such as securities markets. In addition, city