工伤保险的内涵、外延及覆盖范围工伤保险又称职业伤害保险或工伤赔偿保险,是指劳动者在劳动过程中遭受事故和职业病伤害,造成暂时或永久丧失劳动能力时,为保障劳动者获得医疗救治,经济补偿和职业康复服务的权,利促进安全生产和社会安定与发展的一种社会保障制度。 Connotation, extension and coverage of work injury insurance Work injury insurance, also known as occupational injury insurance or work injury insurance, refers to workers who suffer accidental and occupational diseases in the course of their work, resulting in temporary or permanent loss of working ability, in order to protect workers’ access to medical treatment Medical treatment, economic compensation and vocational rehabilitation services, and promote social security and social security and development of a social security system.