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一直以来,小微企业融资属于一个世界性的“尤努斯难题”。小微企业贷款难,在全国各地是不争的事实,在西藏也同样存在。针对西藏小微企业贷款难问题,西藏银监局课题组成员走访了西藏各家商业银行,本文在调研走访的基础上,针对西藏实情,提出了缓解西藏小微企业贷款难的相关政策建议。
All along, small and micro enterprise financing belongs to a worldwide “Yunus puzzle.” It is an indisputable fact that small and micro enterprises are having difficulty in lending money across the country, and they also exist in Tibet. In response to the difficult loans to Tibet’s small and micro enterprises, members of the Task Group of the Banking Bureau of Tibet visited various commercial banks in Tibet. Based on the survey visits, the article proposed some policy suggestions on easing loans to small and micro businesses in Tibet based on the actual situation in Tibet.