企业分设对信贷资金造成严重的影响据在榆次市调查，目前企业分设有三个特点：一是被分的企业全部都是国营企业，二是被分的企业全部都是债务累累，亏损严重的企业，而并非是由于经济效益好而扩大再生产和经营能力，三是分设出的企业只分资产不分或少分债务，将大量的银行... According to the investigation in Yuci City, there are three characteristics in the current establishment: First, all the enterprises that are subdivided are state-owned enterprises; second, all the enterprises that are subdivided are heavily indebted and have serious losses Enterprises, but not because of good economic returns and expansion of business capabilities, the third is divided into sub-assets of the company only points or less sub-debt, a large number of banks ...