自我国加入WTO以来,国民经济飞速增长,进出口贸易发展迅速,为我国提供了广阔的国际贸易融资市场。近年来,随着进出口额增长与贸易方式的不断变化,传统的融资方式已经不能适应进出口贸易的需要,因此亟需在理论与实务方面对融资产品进行全面研究,提出科学可行的解决方案,这样才可以有效的拓展贸易融资业务,进一步创新融资产品。 Since our country joined the WTO, the rapid growth of the national economy and the rapid development of import and export trade have provided China with a vast market for international trade financing. In recent years, with the ever-changing import and export volume and trade patterns, the traditional financing methods can no longer meet the needs of import and export trade. Therefore, it is urgent to conduct a comprehensive study of the financing products in terms of theory and practice and propose a scientific and feasible solution Only in this way can we effectively expand trade finance business and further innovate financing products.