财务重组以后,一个崭新的工商银行已经诞生。江苏省分行的主要经营指标基本达到“好银行”的标准,但要解决的问题还很多。本文结合江苏省分行过去几年的信贷经营实践,对未来2～3年信贷经营战略进行了十个方面的思考。(一)信贷经营环境。从外部环境看,一是江苏省经济将继续保持 After the financial restructuring, a brand new ICBC has been born. The main business indicators of Jiangsu Branch basically reached the “good bank” standard, but there are still many problems to be solved. Based on the credit management practices of Jiangsu Branch over the past few years, this article conducts ten aspects of credit management strategy in the next two to three years. (A) credit management environment. From the external environment, first, the economy of Jiangsu Province will continue to be maintained