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投资理财并非有钱人的专利,工薪阶层也须要掌握投资理财知识,唯有这样,才能把有限的所得使之增值。但要达到此目的,树立正确的理财观念是至关重要的。 一、量力而行:俗话说,天下没有白吃的午餐,要树立高报酬、高风险观点。不论每个人对风险的接受度高或低,都应遵守“量力而行”的基本原则,不可超越自己的能力范围。所谓留得青山在,不怕没柴烧,切勿将仅有的“青山”赔进去,断了起死回生的最后一线生机。
Investment and wealth management is not a patent for rich people. Working-class people also need knowledge of investment and wealth management. Only in this way can limited income be added. However, to achieve this goal, it is of crucial importance to establish a correct financial management concept. First, work out: As the saying goes, there is no free lunch, to establish a high pay, high-risk point of view. Regardless of whether everyone has a high or low level of risk acceptance, they should abide by the basic principle of “doing what they can and should do” and can not exceed their own capabilities. The so-called stay in Castle Peak, not afraid of no firewood, not the only “Castle Peak” lose, cut off the last line of life back to life.