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冯太太希望在不影响家庭基本生活、保障孩子未来教育费用、保障夫妻双方老有所养的情况下,让孩子通过海外暑期夏令营增长见识,锻炼能力,为日后出国留学打下一定基础。冯先生38岁,月收入2.2万元,年奖金4万元,月生活支出4500元;冯太太36岁,月收入1.4万元,年奖金2万元,月生活支出同样为4500元。孩子9岁,冯太太每月在孩子身上花费的生活支出3500元。冯太太家庭拥有自住房一套,市价210万元,房屋贷款尚余81万元,每月还贷6200元。投资性房
Mrs. Fung hopes that her children can enhance their knowledge and exercise ability through summer camps abroad so as to lay a solid foundation for overseas study in the future without affecting the basic education of the family, guaranteeing the future education cost of the children and guaranteeing that the husband and wife will always have their own support. Mr. Feng is 38 years old and has a monthly income of 22,000 yuan, an annual bonus of 40,000 yuan and a monthly living expenses of 4,500 yuan. Mrs. Feng is 36 years old and has a monthly income of 14,000 yuan and an annual bonus of 20,000 yuan. The monthly living expenses are also 4,500 yuan. 9-year-old child, Mrs. Feng monthly spending on children’s living expenses 3500 yuan. Mrs. Feng family own a set of homes, the market price of 2.1 million yuan, housing loans still more than 810,000 yuan, 6,200 yuan monthly repayment. Investment room