一、北京市中小企业在发展中面临的主要问题1．外部环境方面的问题。（l）企业对经营环境的评价：经营环境总体上不够理想。如对于市场环境和资金环境，评价为“好”的百分比仅为6％左右。相反，认为市场环境、资金环境和信用环境“差”的企业分别达到37．7％、33．4％、32．4 I. The major problems faced by SMEs in development in Beijing 1. External environmental issues. (l) Evaluation of business environment by enterprises: The business environment is generally not ideal. For a market environment and a capital environment, the percentage that is evaluated as “good” is only about 6%. On the contrary, enterprises that believe that the market environment, capital environment, and credit environment are “poor” reach 37.7%, 33.4%, and 32.4 respectively.