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随着经济的发展,我国保险业出现一个新的险种——保证保险。由于保证保险表现出两种法律关系:保证法律关系和保险法律关系,对于保证保险的法律性质,法学理论界存在着较大的分歧。通过从保证保险的表现形式和内在实质两方面对其法律性质进行剖析,得出保证保险的法律性质应为保证。
With the development of economy, a new kind of insurance in China’s insurance industry emerges - insurance. As guarantee insurance shows two kinds of legal relations: to ensure the legal relationship and the legal relationship of insurance, there is a big divergence in the legal nature of legal insurance for guaranteeing the legal nature of insurance. By analyzing the legal nature of the manifestation and inherent substance of guarantee insurance, it is concluded that the legal nature of guarantee insurance should be guaranteed.