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金融危机已经延伸到实体经济并给全球经济以重创。严峻的外部形势凸显信用风险管理的重要性。文章系统分析了我国出口企业在信用风险管理过程中出现的理念偏差,并从强化风险管理意识、构建科学有效的信用管理模式以及信用管理外包等方面提出了具体的应对措施。
The financial crisis has extended to the real economy and hit the global economy hard. The grim external situation highlights the importance of credit risk management. The article systematically analyzes the deviation of ideas that our export enterprises appear in the process of credit risk management and puts forward specific countermeasures from the aspects of strengthening risk management awareness, building scientific and effective credit management mode and credit management outsourcing.