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对农村信用合作社再贷款（简称支农再贷款）,是人民银行为解决农村信用合作社增加农户贷款的合理资金需求,及支付清算资金的临时头寸不足而对其发放的贷款,是落实稳健货币政策的重要工具和手段。随着规模的逐渐扩大,支农再贷款在基层人民银行贯彻货币政策、实施窗口指导等方面所发挥的作用已越来越突出,同时也是影响一方经济发展的重要信贷力量。但在具体工作中,也出现了一些影响再贷款作用正常发挥的因素,需要引起重视。一、支农再贷款对“三农”的支持效果（一）支农再贷款资金的有力支持,保障了信贷支农工作任务的顺利完成。以2001年为例,在农贷需求旺季,农村信用社农业贷款的峰值为64432万元,占到全部农业贷款的
The re-lending to rural credit cooperatives (referred to as “supporting agriculture and then lending”) is a loan issued by the People’s Bank of China to address the reasonable funding needs of rural credit cooperatives for increasing peasant-household loans and the lack of temporary positions for clearing and clearing funds, and to implement a prudent monetary policy Important tools and tools. With the gradual expansion of the scale, the role of supporting agriculture and then re-lending in carrying out monetary policy and implementing window guidance at grass-roots level has become more and more prominent. It is also an important credit force that affects one side’s economic development. However, in the concrete work, some factors that affect the normal operation of the re-lending have also emerged and need to be taken seriously. First, support for agriculture, rural areas and farmers in support of the effect of (1) strong support for the funding of agricultural loans, to ensure the successful completion of the task of credit support for agriculture. Taking 2001 as an example, in the season of demand for agricultural loans, the peak value of agricultural loans of rural credit cooperatives was 644.32 million yuan, accounting for the total amount of agricultural loans