由于整体基准利率中心下移,以及下浮增大带给人们利率下行的预期,银行贷款的整体价格将出现下移也将是不争的事实中国人民银行宣布,自2012年6月8日起下调金融机构人民币存贷款基准利率,并自同日起,将金融机构存款利率浮动区间的上限调整为基准利率的1.1倍,将金融机构贷款利率浮动区 As the overall benchmark interest rate center down, as well as the increase under the float to bring people down the expected interest rates, the overall decline in bank loans will appear to be an undisputed fact, the fact that the People’s Bank of China announced that since June 8, 2012 cut financial RMB deposit and lending institutions from the same benchmark interest rate, and from the same date, the floating rate of financial institutions deposit floating range of the upper limit of 1.1 times the benchmark interest rate, the floating rate of financial institutions loan interest rates