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2012,信贷走势与宏观经济步调一致新增信贷总量达到8.2万亿元,基本符合预期首先,2012年信贷投放规模达到8.2万亿元,年内四个季度信贷投放的节奏基本符合3:3:2:2比例,分别达到了2.46万亿元、2.40万亿元、1.87万亿元和1.48万亿元(图1)。信贷投放时序特征与宏观经济走势一致性较强2012年第一季度GDP增速勉强守住8%,第二季度降至7.6%,第三季度创下近年来的新低7.4%,宏观经济增长持续趋弱。而商业银行信贷投放,也与国内宏观经济运行轨迹表现出了较强的一致性。
2012, credit trends and macroeconomic pace consistent new credit reached 8.2 trillion yuan, basically in line with expectations First of all, in 2012 the scale of credit reached 8.2 trillion yuan, the four quarter of this year, the pace of credit basically meet the 3: 3: 2: 2 ratio, respectively, reached 2.46 trillion yuan, 2.40 trillion yuan, 1.87 trillion yuan and 1.48 trillion yuan (Figure 1). Timing characteristics of credit distribution are in line with macroeconomic trends In the first quarter of 2012, the GDP growth rate barely kept at 8%, dropped to 7.6% in the second quarter, and hit a new low of 7.4% in the third quarter in the third quarter. The macroeconomic growth continued to decline . Commercial banks’ credit allocation also shows strong consistency with the domestic macro-economic track.