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总行规定粮油贷款收回率=[考核期累计收回购储销贷款÷∑(考核期销售单位品种粮油应收贷款×考核期累计销售同品种粮油数量)]×100%。其中,考核期累计收回购储销贷款按照回笼销售货款归行中收回贷款、专项补贴应收贷款实际收回、陈化粮价差占用贷款实际收回和其它渠道收回贷款之和确定;而应收贷款按当年的收购数量、收购价款、调入数量、调入价款以及收购费用确定。这造成部分县支行虽然实现了顺价销售,足额收回了贷款本息,但贷款收回率偏低,影响考核指标的完成。
The head office stipulates the recovery rate of grain and oil loans = [accumulative total purchase recovery and sales loans ÷ Σ during assessment period (amount of loans and loans receivable by testing units during the examination period and accumulated sales of the same varieties of grain during the examination period)] × 100%. Among them, the accumulative total recovery of purchase and sale of loans during the examination period in accordance with the return of sales loans back in the loan, the special subsidies receivable loans actually recovered, the actual recovery of the aging grain spread occupancy loans and other channels to determine the sum of loans; and loans receivable According to the acquisition of the year, the purchase price, the number of transferred, transferred into the purchase price and the purchase price determined. This caused some county sub-branches to realize a fair sales and fully repay the loan principal and interest, but the loan recovery rate is low, which will affect the completion of assessment indicators.