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一、岗位设置要适应农业政策性贷款管理的要求增设农发行机构,是国家为切实发挥农业政策性金融在保护和加强农业中的作用而决定的,农发行业务自营后贷款运作必须适应农业政策性金融运作的目的、特点,适应农业政策性金融工作量大、时效性强、政策性强和自主性强的要求,建立适应农业政策性贷款管理要求的岗位运作机制。——配置强有力的信贷人员队伍,以适应工作量大的要求。以江苏省邳州市为例,1996年8月末,农业政策性贷款余额30851万元,与农行的农业贷款同期相比是90∶100,在粮、棉收购高峰的6月和10月,这个比例可达140∶200,而人员之比是20∶280,所以从工作实际需要出发,必须倾斜信贷人员的配置。从发展的眼光看,我国粮食、棉花、油产、畜产品、水产品、
First, the post set to meet the requirements of agricultural policy-based loan management The establishment of agricultural development agencies, the state is to effectively play the role of agricultural policy finance in the protection and strengthening of the role of agriculture and decision-making, self-support lending operations of agricultural development bank must adapt to agriculture The purpose and characteristics of the policy-oriented financial operation are to adapt to the demands of agricultural policy-based financial work with large timeliness, strong policy and strong autonomy, and establish a post operation mechanism that meets the requirements of agricultural policy-oriented loan management. - Configure a strong contingent of credit officers to meet the heavy workload requirements. Take Pizhou City in Jiangsu Province as an example. As of the end of August 1996, the balance of agricultural policy loans was 308.51 million yuan, 90:100 compared with that of Agricultural Bank of China over the same period. In June and October when the peak of grain and cotton acquisitions was reached, Up to 140: 200, while the staff ratio is 20: 280, so from the actual needs of the work, we must tilt the configuration of the credit officers. From a development perspective, China’s grain, cotton, oil production, livestock products, aquatic products,