正在中国房贷七折优惠政策开始全面推进之时,在大洋彼岸,次贷危机旋涡的中心——美国,购房者却正在经历“一贷难求”的艰难局面。房贷条件更为苛刻尽管房贷利率已经跌至数十年来的低水平,但在纽约市得到一笔房贷,与其说是取决于贷款人的经济状况,不如说是取决于超出个人控制能力的经济环境。就算是一个有着无缺点的良好信誉和稳定收入的购房者也会被银行拒绝,其原因 At the time when the 30% discount on mortgage loans in China started to move forward in an all-round way, on the other side of the Atlantic Ocean, home buyers in the United States, the center of the subprime mortgage crisis, are experiencing a difficult situation like the “one credit card”. Mortgage conditions harsher Even though mortgage rates have dropped to decades-old lows, getting a mortgage in New York City depends not so much on the lender’s economy as it is on an economy beyond the control of the individual . Even a homeless buyer with good credit and steady income will be rejected by the bank for the reason