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2011年2月,中央电视台《每周质量报告》以“聚焦车险霸王合同”为题,连续对现行商业车损险条款“按责赔付”提出了质疑。在之后的数月间,央视《新闻30分》、《每周质量报告》以及《朝闻天下》也连续多日对车险“高保低赔”“无责不赔”等问题进行报道,对保险行业造成了较大的舆论压力。保险业认真研究现行车险产品对消费者造成的误解的深层次原因,认真筛查不利于保护被保险人权益、表述不清和容易产生歧义之处,并结合实际对产品费率进行了合理修订。2012年3月14日,中国保险行业协会
In February 2011, CCTV’s Weekly Quality Report made a title of “Focus on Auto Insurance Kingship Contract” and continuously challenged the existing commercial vehicle warranty insurance clause “Pay As One”. In the following months, CCTV “News 30”, “Weekly Quality Report” and “North Korea and the World” also for many consecutive days on the auto insurance “Bao Bao Mo ” “no compensation ” and other issues Reported that the insurance industry has caused greater public pressure. The insurance industry carefully studied the underlying causes of the misunderstandings consumers have caused by the current auto insurance products. Serious screening is not conducive to protecting the rights and interests of the insured, and the ambiguities and ambiguities are easily expressed. The product rates are rationally revised according to the actual situation. March 14, 2012, China Insurance Association