民间高利借贷在最近几年呈现出日益繁荣的趋势,然而我国对民间高利借贷尚无完善的法律规定,导致在实践当中对民间高利借贷纠纷的司法干预出现混乱的状况。文章从实践的角度出发,以温州地区民间高利借贷实践情况为研究视角,推导出对民间高利借贷纠纷进行司法干预的机制设想。 Private high interest lending has shown an increasingly prosperous trend in recent years. However, there is no perfect legal regulation on the loan of private high interest in our country. As a result, the judicial intervention in private high interest lending disputes has become confusing in practice. From a practical point of view, the paper deduces the mechanism assumption of judicatory intervention in private high interest lending dispute from the perspective of practice of private high interest lending in Wenzhou area.