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当前,我国面临着十分复杂的就业形势,就业再就业问题能不能得到及时有效解决,直接关系经济的发展、社会的稳定和改革开放的全局。就业是民生之本,如何发挥金融对于就业再就业的支持作用成为当前人们关心的话题。金融机构以及各个相关政府部门都应该在支持就业再就业方面发挥积极的作用。近年来,哈尔滨市商业银行积极探索、创新实践,通过成立办理小额担保贷款的专业支行,大力发展小额贷款支持就业再就业,取得了经济效益和社会效益的双丰收;人民银行武汉分行通过创建信用社区引导辖区金融机构支持就业再就业,取得了很好成效。本期一线话题邀请哈尔滨市商业银行利达支行(哈尔滨市商业银行办理小额贷款的专业支行)行长刘文革和中国人民银行武汉分行副行长林建华来和大家一起分享他们的经验,探讨金融支持就业再就业实践中的深层问题。同时,我们邀请北京工商大学金融学院院长杨德勇教授就本期话题作出点评。
At present, our country is facing a very complicated employment situation. Whether the problem of employment and reemployment can be solved in time and in an effective manner is directly related to economic development, social stability and the overall situation of reform and opening up. Employment is the foundation of people's livelihood, and how to give full play to the financial support for employment and re-employment has become a topic of current concern. Financial institutions and all relevant government departments should play an active role in supporting employment and reemployment. In recent years, Harbin City Commercial Bank has actively explored and innovated its practice. Through the establishment of specialized sub-branches for small-sum guaranteed loans, the Bank vigorously developed micro-loans to support employment and reemployment and achieved double harvest in economic and social benefits. The Wuhan Branch of the People's Bank of China The establishment of a credit community to guide the financial institutions in the area to support employment and reemployment has achieved good results. In this issue, Liu Wenge, president of Leader Sub-branch of Harbin Commercial Bank (special branch of commercial banks for small loans in Harbin), and Lin Jianhua, deputy governor of Wuhan Branch of People's Bank of China, are invited to share their experiences and discuss the financial Support the deep-seated problems in the employment and reemployment practice. At the same time, we invited Professor Yang Deyong, Dean of the School of Finance at Beijing Technology and Business University, to make a comment on this issue.