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过去十年,中国经济信息化的重要成果之一,是以BAT等互联网巨头为代表的数字消费经济崛起,以消费者为核心,迅速推动零售客户的交易、支付、理财、融资等行为数字化。例如,蚂蚁金服下辖的天弘基金公布,截至2017年6月底,余额宝货币基金资产达到1.43万亿元(超过了同业公认最擅长零售业务的招商银行2016年底的个人存款总额),客户总数突破3亿户(远远
In the past ten years, one of the important achievements of China’s economic informatization was the rapid rise of the digital consumer economy represented by the Internet giants such as BAT and the consumer as the core to rapidly promote the digitalization of transactions, payments, wealth management and financing of retail customers. For example, Tianhong Fund under the jurisdiction of Ant Financial announced that as of the end of June 2017, its balance sheet assets amounted to RMB 1.43 trillion (exceeding the total personal deposits of China Merchants Bank as of end-2016 accepted by the industry’s best retailing business) The total exceeded 300 million (far