2007年3月16日,全国人大第十届第五次会议审议通过了《中华人民共和国物权法》。《物权法》对物权担保规则作出了较大的改动,并明确规定“担保法与本法的规定不一致的,适用本法”。这种规则的新变动,将对银行的信贷业务产生极大的影响。本文就此对《物权法》与《担保法》在物权担保方面的规 March 16, 2007, the Tenth Fifth Session of the NPC examined and adopted the “People's Republic of China Property Law.” The Real Right Law made great changes to the real right guarantee rules and clearly stipulated that this Law should be applied when the guarantee law is inconsistent with the provisions of this Law. The new changes in such rules will have a tremendous impact on the bank's credit business. This article on the “Property Law” and “Security Law” in the real right security regulations