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不久前,一则关于银行业裁员的消息在各大新闻门户网站以及微信、微博等新媒体端热传,消息称,工农中建四大行今年上半年减员超过2.5万人。对于减员的原因,众说纷纭,但有一点是公认的,即到银行柜台办理业务的人越来越少,传统业务都在向网上转移,电子银行替代率上升。银行营业厅里越来越多的各种智能终端设备就是最好的佐证。
Not long ago, a news release on bank layoffs spread to major news portals as well as new media outlets such as WeChat and Weibo. According to the news, the workers and peasants, the four major Chinese central banks, cut more than 25,000 in the first half of this year. There are divergent opinions on the reasons for downsizing, but one thing is generally acknowledged: there are fewer and fewer people who go to the bank counter to do business, traditional businesses are shifting to the Internet, and the substitution rate of electronic banking is on the rise. More and more intelligent terminal equipment in the banking hall is the best evidence.