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世界著名的金融咨询公司安达信对26家保险公司主管进行了一次调研,调研发现全球保险行业未来发展呈现非代理化、个性化服务、金融业合并、信息技术广泛运用等四大趋势。《国际金融报》报道说,非代理化是目前国外保险界普遍关注的一个话题,即保险公司通过代理商以外的销售渠道来推销保险产品,代理人的角色正在由传统的保险推销员向财务顾问转变。非代理化将增加银行和非传统交易者的参与,而代理人则通过向客户提供财务咨询等增值服务来获取利润。
Andersen, the world’s leading financial consulting firm, conducted a survey on 26 insurance company executives. The survey found that the global insurance industry’s future development presents four major trends: non-agency, personalized service, financial industry consolidation, and extensive use of information technology. IFC reports that non-proxyization is a topic of general concern to foreign insurance companies that insurers promote insurance products through sales channels other than agents. The role of agents is changing from traditional insurance salesmen to finance Consultants change. De-proxying will increase the participation of banks and non-traditional traders, while agents profit by providing value-added services such as financial advice to clients.