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目前我国中小企业融资存在一些问题,如信用缺失、内源融资渠道不畅、外源融资渠道单一、融资能力和效率低下等。而原因是多方面的,既有金融体系、政府政策方面的原因,也有中小企业自身的原因。文章在适当借鉴国外经验的基础上,指出了解决融资问题的一些想法。
At present, there are some problems in China’s SME financing, such as lack of credit, inaccessible financing channels, a single source of foreign financing, and low financing capacity and efficiency. There are many reasons for this, both because of the financial system and government policies and the reasons for SMEs themselves. Based on appropriate reference to foreign experience, the article pointed out some ideas for solving the financing problem.