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改善银企关系是我国的市场化改革中非常重要的一环。本文通过金融共生度分析方法,考察了当前城市与非城市商业银行与私营工企和国资工企之间的共生关系。研究发现现阶段的银企共生关系大多是非对称的状态,甚至非城市商业银行还间接抑制了私营性质工企的发展。基于此,本文最后还为银企关系的改善提出了可行的建议。
Improving the relationship between banks and enterprises is a very important part of our marketization reform. This paper examines the symbiotic relationship between current urban and non-urban commercial banks and privately-owned industrial enterprises and state-owned industrial enterprises through the method of financial symbiosis. The study found that at this stage most of the symbiotic relationship between banks and enterprises is asymmetric, and even non-city commercial banks indirectly inhibit the development of private-owned industrial enterprises. Based on this, this article finally put forward feasible suggestions for the improvement of the relationship between banks and enterprises.