近年来随着我国老龄化进程加快,养老问题逐步显现,养老金缺口逐年加大,面临空账危险,如何缓解养老金压力,提高我国养老金的支付水平和配置,是我们国家目前面临的主要问题,因此,本文将主要针对目前养老金投资情况,分析养老基金保值、增值的有效途径及监管模式的确立,对此进行探索和实践。 In recent years, with the acceleration of the aging process in our country, the problem of pension gradually appears, the gap of pension increases year by year, facing the risk of empty credit. How to relieve the pressure of pension and improve the payment level and allocation of pension in our country are the main problems Therefore, this article will mainly focus on the current pension investment situation, analysis of pension funds to preserve and increase the effective ways and regulatory model established, to explore and practice.