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对于中小企业来讲,其是我国社会经济发展的坚实基础。推动中小型企业良好发展是推动国民建设进程更加深入的主要途径,同社会与民生存在密切的关联。然而在中小企业发展过程中,面临着诸多困难,其中融资难问题依然突出,如何筹集企业生存和发展所需要的资金成为企业发展战略中极为重要的环节。当前,解决中小企业融资难关键是要拓展融资渠道,营造良好的融资环境,探索建立适应中小企业发展的多层次融资体系。
For SMEs, it is a solid foundation for China’s social and economic development. Promoting the sound development of small and medium-sized enterprises is the main channel for furthering the process of national construction and is closely linked with the society and people’s livelihood. However, in the process of SME development, it faces many difficulties, among which the problem of financing is still outstanding. How to raise funds needed for the survival and development of SMEs has become an extremely important link in the development strategy of SMEs. At present, the key to solving the financing difficulty of SMEs is to expand financing channels, create a sound financing environment and explore a multi-level financing system that is suitable for the development of SMEs.