由于各种因素的影响,自我养老与家庭养老模式还存在着各种不足,因此,为了完善新型农村合作医疗保险制度,需要明确政府责任,加大扶植力度、加强监督与管理,促进保险基金的增值、加强宣传,提升农民尤其是老年人的参保意识、完善法律制度,营造出制度环境、转变农村经济发展模式,促进农村经济的良性循环。 Due to various factors, there are still many deficiencies in the model of self-support and home-based retirement. Therefore, in order to perfect the new rural cooperative medical insurance system, it is necessary to clarify the responsibilities of the government, strengthen its support, strengthen supervision and management, and promote the development of insurance funds Value-added and step up publicity so as to enhance peasants’ awareness of taking part in insurance, improve the legal system, create a system environment, transform rural economic development mode and promote the virtuous circle of rural economy.