随着社会主义市场经济的发展,我国的中型小微企业如雨后春笋般涌现,随着这些小型企业的发展,对我国国民经济发展的推动作用也日益明显。但是由于县域中型小微企业发展的环境以及自身的一些因素导致银行融资出现了一些问题,通过分析,提出了一些银行融资的创新路径,实现银行和企业双赢的局面。 With the development of the socialist market economy, China’s small and medium-sized medium-sized enterprises have sprung up. With the development of these small-scale enterprises, the impetus to the development of our national economy has also become increasingly apparent. However, due to the development environment of small and medium-sized counties in the county and its own factors, some problems have appeared in the bank financing. Through the analysis, some innovative ways of bank financing are put forward to achieve a win-win situation for banks and enterprises.