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中小微企业的单个规模或许微不足道,但作为一个群体,却在国民经济中扮演着重要角色。我国有7000多万家市场主体,绝大多数是中小微企业和个体工商户。当前,在“大众创业、万众创新”的热潮之下,广大中小微企业再次焕发出惊人的活力。然而,长期以来,“融资难”“融资贵”的难题始终困扰着中小微企业的发展。在以间接融资为主导的金融结构下,草根企业多如天上繁星,而一定区域内的主导银行机构往往就像月亮一样只有一家,
Small and medium-sized micro-enterprises may be a single scale may be negligible, but as a group, but it plays an important role in the national economy. China has more than 70 million market players, the vast majority of which are small and medium-sized micro-enterprises and individual industrial and commercial households. At present, in the “public entrepreneurship, innovation,” the upsurge, the majority of small and medium micro-enterprises once again glow with amazing vitality. However, for a long time, the difficulties of “financing difficulties” and “financing difficulties” have always plagued the development of small and medium-sized micro-enterprises. Under the financial structure dominated by indirect financing, grassroots enterprises are more like stars in the sky, while leading banking institutions in certain regions tend to have only one moon,