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在中国“二元经济”长期存在,农村金融的全面发展是相对滞后、不协调的,这不仅是指资金量上的短缺,更包括了发展结构不平衡以及金融机构的效率低下。因此大力、全面推进农村金融的改革与创新,深入实施农村金融组织多元化政策,改革农村信用社,完善农业保险制度,在有条件的地区积极推进社区银行建设、农村小额信贷以及小型金融组织,不断总结在统筹城乡综合配套改革试点实践中的经验,做到农村金融真正为“三农”服务,这是稳定经济增长的必然措施。
In China, “dual economy” has existed for a long time. The all-round development of rural finance is relatively backward and uncoordinated. This not only refers to the shortage of funds, but also to the unbalanced development structure and the inefficiency of financial institutions. Therefore vigorously and comprehensively promote the reform and innovation of rural finance, thoroughly implement the diversified policies of rural financial organizations, reform the rural credit cooperatives, improve the agricultural insurance system, and actively promote the construction of community banks, rural microfinance and small-scale financial organizations in conditional areas , And constantly summed up the experience in coordinating the pilot projects of comprehensive reform in urban and rural areas to ensure that rural finance really serves the “three rural issues,” which is an inevitable measure for stabilizing economic growth.