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随着经济的发展,我国中小企业的队伍不断壮大,它们在整个国民经济和供应链活动中都发挥着举足轻重的作用,成为推动国民经济增长的重要动力。但融资难一直是制约我国中小企业发展的重要因素,而且这个困境不仅仅存在于我国,它更是世界各国中小企业所面临的共同问题。在这种情况下,物流金融这种新的融资模式便应运而生,它是第三方物流与金融业相融合的结果。与其他融资方式相比,物流融资具有自身的优势,它不仅扩展了中小企业的融资渠道,增加了资金来源,还使中小企业融资变得更加便利。
With economic development, the ranks of SMEs in our country have been continuously expanding. They play an important role in the entire national economy and supply chain activities and have become an important driving force for promoting the growth of the national economy. However, financing difficulties have always been an important factor restricting the development of SMEs in our country. Moreover, this predicament exists not only in our country, but also a common problem faced by SMEs in various countries in the world. Under such circumstances, the new financing mode of logistics finance came into being, which is the result of the integration of the third party logistics and finance industry. Compared with other financing methods, logistics financing has its own advantages. It not only expands the financing channels for SMEs, increases the sources of funds, and makes the financing of SMEs more convenient.