河北深州信用社假造“死亡名单”核销贷款一案令人震惊,更令我们每个银行从业人员深思。核销不良贷款本是为了鼓励农信社投放“三农”贷款的积极性,通过风险分摊止损,维护商业银行可持续发展,但在此却成了少数人行使特权的温床。笔者认为,在核销贷款上应该注意四方面的问题:一是深入开展警示教育。组织职工认真学习银监部门出台的各种法规,尤其是那些 Hebei Shenzhou Credit Union fabricated “Death List ” write-off loan case was shocking, but also make us think each bank practitioners. The purpose of verification and verification of non-performing loans is to encourage RCCs to launch “three-agriculture” loans and to safeguard the sustainable development of commercial banks through risk-sharing and stop-loss loans. However, this has become a hotbed for minority exercises of privileges. The author believes that in the write-off loans should pay attention to four aspects: First, carry out warning education in depth. Organize staff to earnestly study the various laws and regulations promulgated by the banking supervision department, especially those