有效地利用外资,已成为加速我国现代化建设的重要手段。利用外资有多种渠道,如出口信贷,银行信贷、政府信贷、国际金融机构信贷,吸引外商投资,发行外币债券直至发行外币股票等等。其中出口信贷是国际贸易中普遍采用的一种信贷方式。出口信贷包括卖方信贷和买方信贷卖方信贷。是由于出口商向进口商提供商业信用时因资金短缺而由出口商银行 Effective use of foreign investment has become an important means of accelerating the modernization of our country. There are many ways to utilize foreign capital, such as export credit, bank credit, government credit, credit of international financial institutions, attracting foreign investment, issuing foreign currency bonds and issuing foreign currency stocks. Among them, export credit is a commonly used method of credit in international trade. Export credit includes seller’s credit and buyer’s credit seller’s credit. Due to a shortage of funds by exporters when they provided commercial credit to importers