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民营企业是我国国民经济中不可缺少的重要组成部分,是经济增长的重要推动力量,但融资难是困扰它们进一步发展的主要障碍,不得不求助于非正式融资渠道。本文通过分析我国民营企业非正式融资的现状,提出创建一个富有效率、富于竞争的金融体系,辅之以必要的政府扶持和引导,是完善我国民营企业融资的有效途径。
Private-owned enterprises are an indispensable part of our national economy and an important driving force for economic growth. However, financing is a major obstacle to their further development and they have to resort to informal financing channels. By analyzing the current situation of informal financing of private enterprises in our country, this paper proposes to create an efficient and competitive financial system, supplemented by necessary government support and guidance, which is an effective way to improve the financing of private enterprises in our country.