论文部分内容阅读
在当前的经济形态影响下,我国的房地产市场现状及其发展趋势表现出了新的形势,由于受到各方面因素的影响,将会面临着更多的压力和挑战。与此同时,也会给我国商业银行个人住房信贷带来巨大的冲击。通过分析当前房地产的市场情况及其发展前景,并阐述房价下跌对我国金融经济的影响,最后分析了房价下跌给我国商业银行个人住房信贷带来的巨大冲击。
Under the current economic situation, the current situation and development trend of China’s real estate market has shown a new situation. Due to various factors, China will face more pressures and challenges. At the same time, it will also have a huge impact on the personal housing credit of commercial banks in our country. By analyzing the current real estate market situation and its development prospects, and expounds the impact of falling house prices on China’s financial and economic, and finally analyzes the impact of falling real estate prices on the personal housing loans of commercial banks in our country.