本文从理论与实践的角度,对保险理赔实务中自杀案件的证明标准进行讨论,以期对该类案件的处理以及审判实践有所助益。在保险理赔实务中,对于高坠、溺水、煤气中毒等自杀案件,往往事故表象与意外伤害导致的身故趋同,保险人主张被保险人自杀,基本难以获取直接证据,对于证明 In this paper, from the perspective of theory and practice, this paper discusses the proof standards of suicide cases in insurance claims practice, with a view to the benefit of the handling of such cases and trial practice. In the practice of insurance claims, suicide cases such as high falls, drowning and gas poisoning tend to converge with death due to accidental appearance and accidental injury. The insurer claims that the insured suicide basically can not obtain direct evidence,