一、财务信用的内涵财务信用是在商品经济社会产生的,是指在交易双方的交换行为中,一方以将来偿还的方式获取另一方的物品或服务的能力。后来人们将财务信用作为企业的一种赊销能力的代名词。信用是建立在信任的基础上的,对于受信方来说,企业利用信用,不用立即付款就可以获取物品或服务,相当于获得了短期融资。而对于授信方,通过赊销可以扩大销售规模,提高市场占有率,增强竞争力。可见,财务信用利用的好坏对企业的影响很大,于是,财务信用的管理便提上日程。财务信用管理是企业通过制定信用政策,收集和评估客户信 First, the meaning of financial credit Financial credit is generated in the commodity economy and society, is the exchange of transactions between the parties, one of the parties to repay in the future to obtain the other party’s goods or services. Later, people used financial credit as a synonym for an enterprise’s creditability. Credit is built on the basis of trust, for the recipient, the use of credit companies, without paying for immediate access to goods or services, equivalent to access to short-term financing. As for the credit party, sales can be expanded through credit sales to increase market share and enhance competitiveness. Can be seen that the quality of financial credit has a great impact on the business, so the management of financial credit will be put on the agenda. Financial credit management is the business through the development of credit policy, collect and evaluate customer letter