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从世界范围看,养老金法律制度大致可概括为传统型模式、国家统筹型模式和强制储蓄型模式。三种模式各有利弊,各国应根据本国的实际情况在借鉴三种模式合理因素的基础上确定本国养老金法律制度。一、传统型养老金法律制度模式传统型养老金法律制度模式又称为与雇佣相关模式或自保公助模式。该模式主要是通过立法强制雇主和雇员参保,保险费由雇主和雇员负担。在筹资方式上实行“现收现付”,以支定收,事先确
From a global perspective, the legal system of pensions can be broadly summarized as the traditional model, the national overall model and the compulsory saving model. Each of the three models has advantages and disadvantages. All countries should, according to the actual conditions of their own countries, determine the legal system of their own pensions on the basis of drawing lessons from the reasonable factors of the three modes. First, the traditional pension legal system model Traditional pension legal system model is also known as the employment-related mode or self-help public assistance model. The model is mainly through legislation to force employers and employees insured, insurance premiums borne by employers and employees. In the fund-raising approach to the implementation of “pay-as-you-go” in order to support income, beforehand