20世纪二三十年代,中国农村陷入空前危机。华洋义赈会从改良民生目的出发,在河北进行试验。他们从信用合作社入手,通过与银行联合提供贷款,部分满足了小农对资金的渴求,抑制了高利贷盘剥。华洋义赈会在试点中所创造的经验和引发的教训,予国民政府和民国关注农村的民间团体以借鉴。 Twenties and thirties of twentieth Century, China’s rural areas in an unprecedented crisis. China International Famine Relief Relief from the purpose of improving people’s livelihood, in Hebei test. Starting with credit unions, they partially satisfied the small farmers’ desire for funds and suppressed the usury by exploiting loans jointly with banks. The experiences and lessons learned by the China Famine Relief Commission during the pilots will be used for reference by the National Government and the civil society concerned with rural areas in the Republic of China.