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综合经营已经成为国际金融业发展的主流与趋势。本文认为应从贯彻新《公司法》与《证券法》的基本精神与全新理念,修改与完善现行《保险法》中有关保险资金运用的法律制度,完善保险监管法律法规、建立银行、证券与保险的综合、协调监管机制,制定调整保险综合经营的专门法规等四个方面营造保险综合经营的良好法律环境。
Integrated management has become the mainstream and trend of the development of the international financial industry. This paper argues that we should amend and improve the legal system of insurance funds in current “Insurance Law” by implementing the basic spirit and new concept of new “Company Law” and “Securities Law”, improve the laws and regulations on insurance supervision, and establish the banking, securities and insurance Integrated and coordinated regulatory mechanisms, formulate regulations and comprehensive insurance business and other specialized laws and regulations and other four aspects to create a comprehensive legal environment for the insurance business.