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中小微企业作为国民经济的重要组成部分,在促进社会经济繁荣、就业增加、催生产业、推动创新等方面发挥着越来越重要的作用。然而,随着我国经济进入新常态,由于种种制约因素,仍有不少中小微企业面临着融资难问题。本文基于合肥市中小微企业融资现状,对当前中小微企业融资难的原因进行了深入剖析,并在此基础上,提出有针对性的政策建议。
As an important part of the national economy, small and medium-sized micro-enterprises play an increasingly important role in promoting social and economic prosperity, increasing employment, spawning industries and promoting innovation. However, as China’s economy has entered a new normal, due to various constraints, many small and medium-sized micro-enterprises are still facing the problem of financing difficulties. Based on the current financing situation of small and medium-sized micro-enterprises in Hefei, this paper deeply analyzes the reasons for the current financing difficulties of small, medium and large-sized micro-enterprises, and on this basis, puts forward some targeted policy suggestions.