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中国的利率市场化之路中国的利率市场化是一个复杂而又漫长的过程。1996年,中国就放开了同业拆借利率,接着又放开了国债的市场利率,开启了利率市场化之路。但是因为之后出现的国企经营不善、财政连年赤字、商业银行和金融机构缺乏竞争、金融监管体系不完善、亚洲金融危机等影响,利率市场化进程推进缓慢。直到近几年,利率市场化改革开始提速。2013年7月19日晚,中国人民银行决
China’s Market-Oriented Interest Rate Marketization of China’s interest rate market is a complicated and lengthy process. In 1996, China liberalized its inter-bank interest rate and then liberalized the market interest rate of treasury bonds, opening up the market for interest rates. However, the subsequent marketization of interest rates slowed down due to the following problems of mismanagement of state-owned enterprises, successive years of fiscal deficits, the lack of competition between commercial banks and financial institutions, the imperfect financial regulatory system and the Asian financial crisis. Until recent years, interest rate liberalization began to accelerate. On the evening of July 19, 2013, the People’s Bank of China decided