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晚清民国之际,中国本土之钱庄、票号与西方传入之银行并驾齐驱,出现了不同于以往的金融格局。与外国银行相对应,近代两湖地区形成了中国人自己的官私共存的多层次金融体制。既有官方的银元局、铜币局、官钱局,也有新式银行,更有众多民间金融机构,包括钱庄、票号、钱铺、当铺、银炉房、公估局等,其中传统意义上的金融业对社会经济影响力相当强大。
Late Qing dynasty, China’s local banks, ticket number and the West into the bank go hand in hand, there is a different from the previous financial structure. Corresponding to foreign banks, the modern Hunan and Hubei regions formed a multi-level financial system in which their own officials and friends coexist. Both the official silver dollar bureau, the copper bureau, the official money bureau, but also the new bank, but also many non-governmental financial institutions, including banks, ticket number, money shop, pawnshops, silver stove room, assessment bureau, etc., which the traditional sense The financial sector has a very strong social and economic impact.